The story has it that, as the current year is nearing the end, we say goodbye to Father Time as he hands the upcoming year off to the Baby New Year. While none of the Dreams on a Dime team has been a baby for quite some time, we will try to approach 2024 as eager and optimistic as we did as children. We look forward to a healthy, happy, and prosperous year and wish all of you the same. Happy new year!!